Session 1: Behavioural Assessment & Goal Setting
We will evaluate your existing financial status, analyse your behavioural patterns, comprehend their implications, and examine how they influence your financial well-being. With this understanding, we'll establish specific financial objectives and chart a course of action to achieve success.
Session 2: Building a Strong Financial Foundation
We will conduct a comprehensive review and analysis of your entire budget. During this process, we'll delve into various budgeting methodologies that align with your unique goals and aspirations. Our aim is to identify practical and sustainable approaches to help you achieve your financial objectives effectively.
Session 3: Debt Management & Utilisation Strategies
We will perform a thorough and detailed examination of your current debt situation, analysing all aspects of your financial liabilities. This review will encompass credit cards, loans, and mortgages. Our goal is to optimise your debt position, ensuring that you can manage your obligations more effectively. Additionally, we will explore strategies to navigate credit cards, loans, and mortgages wisely, empowering you to make informed and prudent financial decisions.
Session 4: Credit Score Review & Optimisation
We will conduct a comprehensive review and analysis of both your credit score and credit report. This in-depth assessment will cover all aspects related to your credit history and financial standing. By doing so, we aim to identify opportunities for credit optimisation and improvement. Throughout the process, we will explore various techniques and strategies that can help boost your credit score. Our objective is to provide you with actionable insights to enhance your creditworthiness and financial wellbeing.
Session 5: Smart Investing & Investing Strategies
We aim to provide a comprehensive understanding of investing, covering the fundamental concepts and exploring diverse investment options. Additionally, we'll assess your current position in the investing landscape to tailor our guidance accordingly. Our focus will be on helping you start your investment journey effectively, identifying the easiest entry points. We'll also delve into risk management strategies, tax efficiency, and other crucial aspects to ensure you have a well-rounded understanding of investing.
Session 6: Program Debrief & Accountability
We will conduct a thorough review of the goals set at the beginning of the program to assess your progress. Through this review, we'll evaluate what you've learned and the changes you've implemented to improve your financial situation. Our focus will be on establishing accountability measures to ensure long-term success in achieving your objectives. By staying committed and accountable, we will work together to secure your financial future and sustain the positive changes you've made throughout the program.